Buying a home is an essential step in your client’s life, and we know it. Our expert advice can make their journey effortless by offering mortgage solutions1-2-3 that stand out from the competition.
With the attractive interest rates offered by Advisor Banking Services, your clients will be able to repay their mortgage faster and save on interest. We also offer the option to convert a variable rate mortgage into a fixed rate loan for a term equal to or longer than the term of the loan or to benefit from a conversion option to reduce the interest rate. a term mortgage.
Fixed payments allow your clients to easily manage their budgets. With access to their mortgage information online, they can make additional payments or increase their payment frequency if they have the opportunity to do so.
We can provide mortgage loan insurance to give your clients the peace of mind of knowing that they are protected from the less fortunate circumstances in life. Your clients will be covered in the event of disability, critical illness and death.
What would be the best mortgage rate for your client? Talk about their loan and rate options and be assured that we will provide them with a solution that best fits their needs.
Rate options | |||
Fixed | Variable | Made-to-measure | |
What is it? | The interest rate remains the same for the entire term. |
The interest rate increases or decreases based on market fluctuations. |
The loan includes more than one type of product: fixed and variable. It is possible to add a Home Equity line of credit if needed. |
What you can provide for your clients: | The security of equal mortgage payments. |
Interest savings when rates go down. |
Stable payments and the possibility to take advantage of interest rate drops. |
Rates |
See the fixed rates in effect according to the different terms. |
Benefit from a capped rate that protects against rate increases. |
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Terms and duration | Open (6 months or 1 year)
Closed (3 months to 10 years)
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Closed (5 years)
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Fixed-rate portion: open (6 months or 1 year) or closed (3 months to 10 years). Variable-rate portion: closed (5 years). |
Repayment | Fixed throughout the term. Monthly, bimonthly, or weekly. |
Possibility to speed up mortgage repayment without penalties. Monthly, bimonthly, or weekly. |
Possibility to speed up mortgage repayment without penalties. Monthly, bimonthly, or weekly. |
Tip!
Find out about our featured mortgage solution.
Explore the benefits of the All-In-OneTM-1 line of credit and leverage your client’s home equity to finance their most cherished projects.
This content is for investment advisors only. For customer content, please visit nbc.ca
TM All-In-One is a trademark of National Bank of Canada.
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