MastercardMD credit cards


Connect your clients to more benefits

Refer a client

At a glance

Help your clients choose among three different travel credit cards designed to give them financial flexibility while enjoying the enhanced benefits that Mastercard® credit cards offer.

Ideal for clients who’d like to

  • travel with peace of mind
  • take advantage of their expenses to accumulate rewards points
  • Enjoy damage, loss or theft protection on most of their purchases.4

Go beyond your clients' needs

Suggest the card that will give them the most, we will take it from there

${nomProduit}

${categoriePrincipale}

${urlImg | image:"190px":"120px" }

Your clients will:

  • Get 1 point per dollar spent16
  • Enjoy short-term travel insurance4
  • Get vehicle rental insurance4
  • Save with our travel agency     
  • Enjoy purchase protection and extended warranties4

${productPricing.AF_CRD.productPricingValue|amount:"true"}

annual fee


${productPricing.TX_INT.productPricingValue|percent:"true"}

purchase rate

${productPricing.TX_TRF.productPricingValue|percent:"true"}

balance transfer and cash advance rate2-3

${urlPage | link:"View card details"}

${nomProduit}

${categoriePrincipale}

${urlImg | image:"190px":"120px" }

Your clients will:

  • Collect up to 2 points for every dollar of purchase16
  • Enjoy comprehensive travel insurance for up to 60 days4
  • Enjoy unique experiences all over the world with Mastercard Priceless CitiesTM
  • Save with our travel agency 
  • Enjoy purchase protection and extended warranties4

${productPricing.AF_CRD.productPricingValue|amount:"true"}

annual fee


${productPricing.TX_INT.productPricingValue|percent:"true"}

purchase rate

${productPricing.TX_TRF.productPricingValue|percent:"true"}

balance transfer and cash advance rate2-3

${urlPage | link:"View card details"}

${nomProduit}

${categoriePrincipale}

${urlImg | image:"190px":"120px" }

Your clients will: 

  • Collect up to 2 points for every dollar of purchase16
  • Enjoy comprehensive travel insurance for up to 60 days4
  • Get a refund of travel fees13-14
  • Relax in style at the National Bank VIP lounge15
  • Save with our travel agency
  • Enjoy purchase protection and extended warranties4

${productPricing.AF_CRD.productPricingValue|amount:"true"}

annual fee


${productPricing.TX_INT.productPricingValue|percent:"true"}

purchase rate

${productPricing.TX_TRF.productPricingValue|percent:"true"}

balance transfer and cash advance rate2-3

${urlPage | link:"View card details"}

How do rewards work?

Icône étape 1

They accumulate points

Your clients can accumulate rewards points by using their Mastercard for everyday purchases.

Icône étape 2

They discover À la carte rewards®

They can redeem their points in our online store

Icône étape 3

They transform their points into rewards

Your clients can exchange their points to:

  • get merchandise and gift cards
  • buy vacation packages, plane tickets and travel essentials through À la carte Travel®
  • enjoy exclusive travel discounts with À la carte Rewards®
  • sign up for banking products through À la carte Extras®
  • Pay their credit card balance from their online banking profile

The fine print

Legal disclaimers

®À LA CARTE REWARDS PLAN is a registered trademarks of National Bank.

™À LA CARTE TRAVEL is a trademark of National Bank of Canada. À la carte Travel is owned by Transat Distribution Canada Inc., holder of permit No. 753141 in Quebec.

1. Certain restrictions apply. Please consult the rules governing reward points in the Rewards plan.

2. Grace period: No interest will be charged on purchases made during the month, provided the client pays the balance in full within twenty-one (21) days of the statement date. This grace period does not apply to cash advances or balance transfers. Minimum payment: If your account balance is lower than $10, you must pay the entire balance. If you reside in the province of Quebec, your minimum payment will correspond to 5% of the credit card account balance plus any overdue payment or $10, whichever amount is higher. If you reside outside of Quebec, your minimum payment represents 2.5% of the credit card account balance plus any overdue payment or $10, whichever amount is higher. Account statement: A statement is sent monthly.

Examples of credit charges

Example of credit charges over a 30-day period:

Annual interest rate

Average balance

 

$500

$3,000

22.49%

$9.24

$55.45

20.99%

$8.63

$51.76

12.90%

$5.30

$31.81

8.9%

$3.66

$21.95

*Variable interest rate in effect on September 1, 2021


3. Subject to credit approval by National Bank. Each balance transfer must be at least $250.

4. This coverage applies to purchases and rentals charged in part to the card, except out-of-province medical/hospital insurance for which the travel arrangements need not be charged to the card, and lost or delayed luggage insurance where all transportation costs must be charged to the card. This coverage applies to the primary cardholder, his/her spouse and/or dependent children when they (spouse and/or dependent children) travel with the primary cardholder. Extended warranty coverage applies to most new items purchased with the card, in Canada or abroad, as long as the manufacturer's warranty is valid in Canada. Certain conditions and restrictions apply. For more information and for details of your insurance coverage, please consult the insurance certificate associated with your card.

5. Clients must submit required documents within the given deadline. Certain conditions may apply. Only the primary cardholder (“Cardholder”) of National Bank World Elite Mastercard whose account is in good standing can request a refund of travel expenses. An account in good standing refers to an account linked to a credit card which complies with the Agreement governing the use of the credit card and which is not subject to any restrictions. For example, the annual fees related to the credit card must have been paid in full. The maximum amount that can be submitted for reimbursement between January 1 and December 31 of each year is $150.   

Eligible expenses include:   
- airport parking fees 
- baggage fees 
- seat selection fees 
- access to airport lounges worldwide  
- airline ticket upgrades

The claim must be submitted within 60 days of the purchase date and accompanied by proof of purchase. The travel fees must be charged to the National Bank World Elite Mastercard credit card. The maximum reimbursement amount is $150 per account. The refund will be issued within 7 business days following the request approval date and after receiving all required information. An amount not claimed in a year cannot be carried over to the following year. For more information or to obtain the refund form, sign in to rewards.nbc.ca, click the Refund of travel expenses tab and complete the form, you can also contact us at 1-888-296-8881 (toll-free). 

6. Exclusively available to World Elite Mastercard cardholders. Visitors must present their physical credit card and boarding pass to access the National Bank Lounge. The National Bank Lounge is only available to clients travelling to international destinations (excluding Canada and U.S. flights). Guests cannot spend more than three (3) hours in the Lounge. For National Bank clients who do not have free lounge access and for additional guests, admission is around $37 for adults and $26 for children, plus tax. Admission is free for children under three years old. The entry price may change at any time without notice and at the discretion of the Lounge operator.

You’ve established your clients' needs?

Refer them to us and we’ll pick up where you left of.

Email Icon
Phone Icon


1-800-901-0172
Monday to Friday
 8 a.m. to 8 p.m. ET