The All-In-One1 is a single solution that lets you consolidate all your financing needs, your bank accounts and your short-term cash resources.
How does the All-In-One work?
The All-In-One is a line of credit with a variable interest rate, which is very advantageous. You can apply that rate to your entire credit line or opt for a fixed interest rate in order to protect yourself against the risk of rising interest rates.
Much more than just a mortgage loan, the All-In-One is a flexible tool that you can rely on for all your projects and through every stage of your life.
With the All-In-One you can:
- Access your repaid principal at any time and use it however you like
- Start new projects without having to apply for additional credit, up to the authorized credit limit
- Make payments at your own pace because the minimum monthly payment includes only the interest
- Have the option of using it as a source of additional retirement income by taking advantage of your home equity
- And so much more!
Make your personal finances easier to manage
Simple, economical method
By combining your borrowed amounts, bank accounts and short-term savings, you can get a clear overview of your financial situation.
For more information
1Subject to credit approval by National Bank. Certain conditions apply. To be eligible for the All-In-One, you need to make a down payment of at least 20% of the value of the property you are buying or have an outstanding mortgage balance representing less than 80% of the value of your current home.
™ National Bank All-In-One Banking is a trademark of National Bank of Canada.